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Chartered Certified Accountants
and Business Advisors

01530 267320

Financial Services and Insurance

Financial Services

Our associates can review and assist with your wealth management from pension planning through to mortgages and investments.

Sence have built up a network of independent financial advisors they know and trust. Everyone has different needs and Sence see financial planning as a crucial part of the accounts process where we can identify areas that need addressing both personally and through the business.

A small change in the way you manage your finances today can make a considerable difference to your future.

Experience informs us that no two individuals have the same needs. Therefore the role of a financial advisor is to look beneath the surface, beyond the obvious solutions, to ideas that could be more rewarding.

Financial Planning is important and compliments our tax planning service.

Get in touch to find out more about Financial Services for your business.

Insurance

Personal Insurance covers all areas from home, buildings and contents and car insurance, to private medical insurance and buy to let property insurance.

Having access to the whole of the market, including Lloyds of London our associates can broker the best deal for you covering all personal and commercial requirements.

Commercial Insurance covers all areas from public and professional liability to group medical and motor fleet insurance.

Our associates can help in this area and guide you to ensure all of your insurance needs are covered.

Get in touch to find out more about how we can help with your business insurance needs.

Latest news

Pensions

The contributions into workplace pensions will rise to a 2% employer minimum and 5% total. They are currently 1% and 2% ...

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National Insurance

The lower earnings limit will rise by inflation to £116 per week and the thresholds for when national insurance kicks i...

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Tax rate and allowances

The personal tax allowance will increase to £11,850 from the new tax year. Therefore, the emergency tax code will be 11...

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Overtime Complications

Have you considered the ruling which says that voluntary overtime if paid sufficiently regularly must be included in hol...

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Bank Holiday Problem 2018

The holiday year in England and Wales is 1 April to 31 March, and you might not yet have looked at where Easter falls in...

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HMRCS’s interest rate rises

In August 2016 the interest rate HMRC charges you for not paying your tax bill on time (which tracks bank interest rates...

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Scotland’s Finance Secretary has made radical changes to income tax rates for 2018/19

The table below shows the Sottish income tax rates and allowances for 2018/19: Personal tax-free all...

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Another year of the flat rate National Insurance

From 6 April 2018, the flat rate Class 2 national insurance contributions for the self-employed was due to be scrapped; ...

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Testimonial

I rely on the expertise of Sence Accountancy for all my financial needs - end of year tax return, payroll and business advice.

Heulwen Howells
Kip McGrath Education Centres

Click to read the full testimonial >